There are no domestic online gold trading platforms. Foreign platforms are blocked – only via proxy or physical USB‑based trading apps smuggled from China.
Innovative channel: WeChat Pay gold mini‑programs accessed via Chinese SIM cards – common among Pyongyang’s Chinese traders.
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Gold Savings & Retirement – State Loyalty Bonds
North Korea does not have gold IRAs. The government offers “Gold Loyalty Bonds” (금충성채권) – buy gold grams from state bank, locked for 5 years, interest paid in gold (2% p.a.). Only available to loyal party members.
Retirement gold: Elites often buy gold jewelry (24K rings) as “portable pension” – easy to carry across border.
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