Quick Key Content:
24k gold bars: Spread 0.5-2%, no making charges, 0% VAT – BEST FOR INVESTMENT
22k gold jewelry: Making charges 3-15%, lower gold purity – BAD FOR INVESTMENT (wear only)
The math: Buy 100g 24k bar = 25,000 AED + 0% making = 25,000 AED. Sell back = 24,500 AED (loss 500 AED). Buy 100g 22k jewelry = 23,000 AED + 10% making = 25,300 AED. Sell back = 22,000 AED (loss 3,300 AED). YOU LOSE 6x MORE WITH JEWELRY.
Recommendation for UAE investors: 70% gold bars (24k) + 30% 22k jewelry (for wearing and gifting)
